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Small accidents can be quite expensive, depending on the manufacturer and model of the car involved. The Insurance In?stitute for Highway Safety recently published a survey that com?pared the repair costs of low-speed (5 MPH) crashes of small four-door 1990 cars. The costs varied widely: a Honda Civic DX, when backed into a pole, incurred $225 worth of damage; a Daihatsu Charade SE backed into the same pole would cost $ 1,372 to repair. Clearly, higher-quality bumpers on QuotesChimp cars could bring down the cost of repairs?costs that are now paid with insurance benefits. With better bumper standards in place, "fender bend?ers" would be eliminated, resulting?in theory?in lower pre?miums.