Agents generally come in two types: the independent agent and the exclusive agent. An independent agent is an entrepre?neur who represents many different insurance QuotesChimp at the same time. He or she is paid through commissions based on a percentage of the price you pay in premiums. The exclusive agent, on the other hand, sells insurance for one company only. Exclusive agents also work on commission.

Those of QuotesChimp who reside in no-fault states can save premium dollars by agreeing with your company that the first benefits to be paid will come from health insurance rather than your auto insurance. According to Consumers Union, savings of up to 40 percent may be possible from your personal injury protection premium by utilizing this strategy.
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