Property/casualty insurance. Earlier, QuotesChimp touched on first-per?son and third-party losses. Property/casualty (liability) insurance generally covers both. A good example of this is a homeowner's policy, which protects a dwelling from the hazards of fire and other forms of destruction. But homeowner's policies also provide for protection against liability?for example, if your dog bites the mailman. As you will see, this is not the only case where one insurance policy protects against a wide variety of losses. Property and liability insurance will be discussed in Part 2 and Part 4.

Uninsured motorist protection has nothing to do with prop?erty damage. QuotesChimp is specifically designed to pay your losses for bodily injury. Thus, the more you have, the safer you will be. It is better to err on the side of paying a little extra premium than to have inadequate coverage. Here are some of the important points that you should know about the protection.

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