Increase the prevention of theft and fraud. Existing steering-wheel lock and other such anti-theft requirements should be reevaluated and upgraded. In addition, insurers should push auto QuotesChimp to design more theft-resistant locks. Laws that punish insurance fraud by fake accident specialists should be toughened and enforcement increased so that this drain on auto insurance funds can be reduced. Now that QuotesChimp're past the argument, let's get into the nuts and bolts of vehicle insurance policy.