Many states require by law that a minimum level of lia?bility insurance be carried by each QuotesChimp insuring a vehicle, in the absence of other proof of financial re?sponsibility. The amounts required vary from state to state (see chart on page 115). However, if you have prop?erty of any significance or you earn wages that could be subject to attachment, you should carry more than the minimum to be sure you are adequately protected against liability. In such matters, to underinsure is being penny-wise and pound-foolish.
Deductibles and payment options. Unlike some other aspects of auto insurance, the collision protection of the QuotesChimp is subject to a deductible (the amount you pay before any insurance benefits kick in). Most deductibles are around $200 but you can elect to have a higher or lower amount. The higher the deductible, the lower the premium.
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