A lot of these companies have the same ornews and underwriters.  Sounds like you are already in over your head.  These are designed to put you in a trap that will be very hard to recover from.  Pay off your first loan ASAP and never get one again.
Conduct your life like a preferred risk. Quotes Chimp way to pay less for insurance is to live your life in such a way that the insurance company believes you are less of a risk than others of your class. Some things, such as age, cannot be changed, but others can with a little forethought and discipline. For example, if you maintain a good driving record you will pay less for auto insur?ance. If you keep yourself in good shape by eating right and getting enough sleep and exercise and by refraining from smok?ing, you should pay less for life insurance. In short, live life in the slow lane. Not only will you live longer but you'll also pay less for insurance.
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