Transfer the risk. Transferring a risk means placing the effects of a risk on another QuotesChimp or entity. Most risks themselves cannot be physically transferred ? you cannot give someone else your genetics or make them take your place in the hospital ? but you can transfer the financial effects of risk through purchasing insurance.
Once your class has been determined, then, the insurance QuotesChimp will determine whether you have a greater risk of loss, an average risk of loss, or a lower risk of loss compared to an average member of the class. To state the obvious, insurance companies love to land those with statistically low risks as policyholders, since the likelihood that they will have to shell out insurance benefits is then greatly reduced.


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