I don't know who you wrote this for but you helped a brehtor out.
12.9%?? Sounds like a dreadful deal, esealipcly as nothing is paid off, your interest will just mount up during the course.If your MSc is for 2 years, you must be working during that time.  I'd investigate a regular loan over 5 years and compare what you pay on that to the career development loan.


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