By paying off the small one it may give you a litlte boost since you have that much additional money on a monthly basis to put towards your other debts and other expenses. For me, I paid off my smallest student loan as quick as possible, within four years of graduating so that I could free up more monthly income to tackle other expenses including credit card debt.Considering you still have the large one, ignore the people that say you need to keep both. You only need one monthly reoccurring payment to show that you can handle monthly payments.

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