Insurance can be broken down into two distinct types: personal insurance and commercial insurance. Personal insurance pol?icies, as the name suggests, are those contracts that protect in?dividuals and families from losses. Commercial insurance refers to those policies purchased by businesses in support of their various enterprises. Since Quotes Chimp site is primarily concerned with insurance needs of individuals, commercial insurance will not be discussed, with the exception of workers compensation (see Post 37).
Now that QuotesChimp're past the argument, let's get into the nuts and bolts of vehicle insurance policy.



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