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Cancellation of an existing QuotesChimp is not usually a problem after the first 60 days of coverage have elapsed. After that, the company can only cancel for cause; i.e., nonpayment of premiums. The real problem most consumers fear is their company's refusal to renew a policy at the end of the coverage period. Unfortunately, unlike health insurance, auto insurance companies don't issue policies that are guaranteed to be renewable. Thus, a company can usually refuse to renew your policy or raise your rates upon the following terms and conditions.